At Interest.Mortgage, we offer a wide range of personalized mortgage services designed to help you achieve your homeownership and financial goals. Whether you’re buying your first home, refinancing your current loan, or exploring investment opportunities, our expert team is here to guide you with clarity, confidence, and care.
We help you secure the right mortgage for your unique needs, whether you're a first-time homebuyer or moving into your forever home.
Refinancing can help you save money or tap into your home’s value. We’ll guide you through options like rate-and-term refinance, cash-out refinance,
Thinking about investing in real estate? We provide expert guidance and competitive loan options for rental properties, vacation homes.
We specialize in helping veterans, active-duty service members, and first-time buyers take advantage of government-backed loans with low.
Get pre-approved quickly through our streamlined digital process. With a clear idea of your budget, you can make competitive offers.
We partner with top lenders to provide you with a wide range of options—so you can choose the mortgage that fits your lifestyle, income, and goals.
As your company continues to grow, increasing your workspace through a commercial mortgage becomes increasingly important.
More information about our commercial loan offerings can be found by contacting us via email or by telephone at 804-212-8663 . Our qualified professionals are ready to answer any and all of your commercial loan questions as well as help you begin the application process.
Qualification for a commercial mortgage depends largely on the type of property or building that is being applied for. For a more in-depth look at qualifying commercial properties please check out our commercial loan type page.
Despite some specifics on certain properties there are general criteria for qualification. As a business owner it is important for you to be able to show that your company has an appropriate debt to cash ratio. Even a company with a poor credit rating can still receive a commercial mortgage if the primary owner can show good personal credit as well as sufficient liquid assets.
Additionally, your company will need to show a continued and stable pattern of profitability as well as plans for future growth. This might include, but not limited to, copies of your business plan, earning projections and long-term business goals.
